Dr. Thomas Walther

Chesterfield Dentist

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Demystifying Dental Insurance

January 21, 2016 By Distinctive Dental Solutions

dental insurance

Insurance, in any form, is often a confusing puzzle. From deductibles and maximums, to waiting periods and frequency limits, it might seem impossible to keep it all straight! We are always available to help our patients understand and make the most out of their dental insurance benefits, but here is an intro into the dental insurance world!

PPO Dental Insurance

The two most popular and known types of dental insurance plans are PPO and HMO plans. PPO stands for “Preferred Provider Organization”, a type of program in which participating dental providers contract with an insurance company and agree to a fee schedule of payment for dental services. These fees are commonly drastically reduced fees (compared to normal office fees). In return, PPO providers are placed on that insurance company’s list of preferred providers which is then distributed to plan members.

PPO plans typically determine coverage levels for dental services based on categories and percentages of coverage. Additionally, most PPO plans allow biannual (twice yearly) exams, cleanings and annual bitewing x-rays, covered at 100% by your insurance company. Here is a breakdown of typical PPO insurance coverage:

(NOTE: Coverage varies by the plan you or your employer have chosen. This is meant only as an example of PPO dental insurance coverage, NOT a model for all plans.)

 

                                                          PPO Insurance Coverage (example)
Yearly Maximum Varies; $500-$2,000 on average
Yearly Deductible Varies; $25-100 per individual on plan Applies to basic and major procedures
Preventive Biannual exam, cleaning, x-rays, Fluoride treatment, Sealants, Emergency exams and X-rays 100%
Basic Routine Fillings, extractions 80%
Major Root Canals, Surgical Extractions, Crowns, Bridges, Implants, Partial/Full Dentures 50%

 

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Filed Under: Dentist Blog Tagged With: dental insurance, DHMO, HMO, PPO

Welcome to your Chesterfield, MO Dentist!

December 19, 2015 By Distinctive Dental Solutions

12/19/2015
welcome to our dental practice, chesterfield, mo

Welcome to our Chesterfield, MO dental practice!  We are so excited that you have chosen us for your and your family’s dental needs!  We are always excited about meeting new patients and helping them achieve their dental needs and dreams.  Our approach to dentistry is really about getting to know our patients, understanding what they value, and working together to accomplish lifelong oral beauty and health.

We pride ourselves on providing an excellent, relaxing patient experience, and, to that end, typically only treat one patient in the office per appointment time.  Now, this may be different than other dentists you have seen.  Our office is quiet and peaceful, with the utmost respect and attention paid to each patient who walks in our doors.  With this philosophy, we are able to give each patient a genuinely unique dental experience.

We truly enjoy learning about our patients, and love building bonds of trust and security that will last for many years.  When you visit our office, you are not a number or a dollar sign.  You are a unique individual whom we enjoy helping and treating.  Many of our patients seem more like friends and family than anything else.  Our office manager, Emily, knows  everyone by name, and greets patient’s by their first name for an extra special personal touch.  Think of our office as a kind of “Mayberry” of dental practices.

While we do strive to keep our appointments as personalized, laid back times for our patients, we do pride ourselves on the technology we offer to assist in diagnosis and treatment of any dental conditions.  We have fully computerized charting, treatment planning, and accounting systems.  In addition, last year we added a digital Panorex machine to the office.  This new technology creates a comprehensive overview of your whole dental system, upper and lower jaw and teeth, in a matter of seconds.  We are always looking for new and better ways to improve our office and add a little extra touch to our patient’s appointments.  If you all have any suggestions on what you would like to see, please feel free to comment to let us know!  Who knows, you may be pleasantly surprised soon by some fun new additions!  Stay tuned to our blog for dental tips and tricks with (hopefully) some wit and humor sprinkled in :)

If you or your family are looking for a relaxing, friendly, and fun dental experience, look no further!  You have found your Chesterfield, MO dentist!  Give us a call today at 314-469-1950 to book your appointment today!

 

Filed Under: Dentist Blog, General Tagged With: welcome

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Distinctive Dental Solutions


42 Four Seasons Shopping Center
Suite 128
Chesterfield, MO 63017
Phone: (314) 469-1950
Fax: (314) 205-8778
Email:thomaswaltherdds@gmail.com



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Distinctive Dental Solutions

42 Four Seasons Shopping Center
Suite 128
Chesterfield, MO 63017
Phone: (314) 469-1950
Fax: (314) 205-8778
Email:thomaswaltherdds@gmail.com

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